Questions? Call or Email Us (844) 4-EZLIFE



EZ's 20-Minute, Simple Process! by


*ONLY NEVADA & CALIFORNIA residents are currently eligible for coverage through  Additional states will be added as they become available.
  • The following are the application medical questions you'll be asked during your confirmation phone call.  From one company to another, there are slight variations such as the length of time since last treatment(s) for example.  Make sure that you pay CLOSE ATTENTION to the time frames of which they are asking, it could be the difference between approval or being denied coverage. 

  • These are the baseline questions and answering "no" to them all, we should have no issue receiving your *Instant Approval!  We are here to help you every step of the way so if you think you might be borderline or need clarification of any kind, let us know cause... that's what we're here for!

  • *Instant approval assumes that you've opted to receive your benefits from one of our Preferred Carriers. Should you be wanting to proceed with a carrier outside of these, we are able to submit the application for their review and we should receive your approval, and policy within 5-7 business days.



     a) Hospitalized, in a nursing facility, or receiving Hospice Care?

     b) Confined to a wheelchair, bed, or using oxygen equipment to assist in breathing?


2) Has a member of the medical profession ever diagnosed or treated the proposed insured for Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC), or any immune deficiency disease, or has the Proposed tested positive for the Human Immunodeficiency Virus (HIV)?


3) Have you ever been diagnosed as having or been treated for:

     a) Congestive heart failure, or had or have been recommended to have a organ transplant?

     b) Insulin shock, diabetic coma, amputation caused by disease, or taken insulin shots prior 

         to age 30?

     c) Dementia, Alzheimer's Disease, or mental incapacity?


4) During the past 18 months have you been diagnosed as having: 

     a) Stroke, aneurysm, cardiomyopathy, or circulatory surgery?

     b) Angina (chest pain), heart attack or failure, or heart surgery?


5) During the past 24 months, have you been diagnosed as having:

     a) Internal Cancer, Melanoma, or Leukemia?

     b) Cirrhosis, liver disease, kidney failure (including dialysis), chronic kidney disease, or systemic



6) During the past 18 months, have you been diagnosed as having 

     a) A condition expected to result in death within 12 months?

     b) Been advised by a medical professional to have any diagnostic testing which has not been

         completed or for which the results have not been received?

     c) Been recommended by a physician to have treatment or counseling for alcohol or drug abuse?


7) During the past 24 months have you been diagnosed as having:

     a) Stroke, aneurysm, cardiomyopathy, or circulatory surgery?

     b) Heart or circulatory surgery (including pacemaker, heart valve replacement, bypass,

         angioplasty, stent implant, or any procedure to improve circulation to the heart or brain)?


8) During the past 24 months, have you been diagnosed as having, or been treated for:

     a) Emphysema, chronic obstructive pulmonary disease (COPD), or tuberculosis (TB)?

     b) Neuromuscular disease include Multiple Sclerosis, Lou Gehrig's Disease, Epilepsy, or

         Parkinson's Disease)?'s AdRoll Pixel